Terms and conditions for using aluniriofeara.com services

These terms govern access and use of aluniriofeara.com and our financial planning subscription services. By using our site, you agree to these conditions. Please review them carefully before proceeding.

October 5, 2025

Acceptance of terms

By accessing or using our website and services, you accept these terms and agree to comply with all applicable Australian laws and regulations. If you do not agree, please do not use our services.

Definitions

Key terms used in these terms and conditions are defined below for clarity.

"Service" refers to the financial planning subscription provided by aluniriofeara.com for a monthly fee.

"User" means any individual accessing or using our website or services.

"Planner" refers to an accredited financial professional engaged by aluniriofeara.com.

"Subscription" means the ongoing monthly arrangement for services as described on our site.

Service usage

Our subscription is available to users in Australia who agree to these terms. The service may not be accessible in all regions or for all users.

Eligibility

You must be at least 18 years old and legally able to enter contracts in Australia to use our services.

Proof of eligibility may be required.

Your responsibilities

Users must follow these guidelines when using our website and services.

Provide accurate, complete information when registering or communicating with us.
Respect the confidentiality and privacy of communications with planners.
Only use our services for lawful purposes and your own benefit.
Notify us promptly of any unauthorised use or security concerns.

Prohibited uses

Certain activities are not allowed on our site or with our services.

Submitting false or misleading information in any form or communication.
Attempting to gain unauthorised access to our systems or data.
Using the service for illegal, unethical, or prohibited purposes.
Interfering with the functionality of the website or subscription services.
Copying, reproducing, or distributing our content without permission.

Intellectual property

All website content, materials, and trademarks are owned by aluniriofeara.com or its licensors. Unauthorised use, copying, or distribution is prohibited. You may not reproduce or exploit any part of the site or service without prior written consent.

User content

Users may submit questions or information for service delivery. All content must be lawful and not infringe any rights.

Rights to user content

By submitting content, you grant us permission to use it as needed to deliver services, subject to our privacy policy.

Privacy and data protection

Your personal information is handled according to our privacy policy. We use security measures to protect your data and only share it as necessary for service delivery or legal compliance.

Privacy policy

Important disclaimers

Our services are provided as described. Please read all disclaimers for specific limitations and warnings.

General disclaimer notice

Information and services on this site are general in nature and do not constitute investment, tax, health, or legal advice. Always consult a qualified professional.

Limitation of liability

We are not responsible for any direct or indirect loss or damage from using our website or services. Results may vary for each user.

Indemnification

You agree to indemnify and hold us harmless from any claims, losses, or damages related to your use of our website or services.

Dispute resolution and governing law

Any disputes will be governed by Australian law and resolved as outlined below.

Arbitration

Disputes may be resolved by binding arbitration in accordance with Australian rules. You agree to this process unless prohibited by law.

Arbitration does not limit your statutory consumer rights.

Online dispute resolution

You may use online dispute resolution platforms if eligible. We will cooperate with valid processes.

View dispute resolution policy

Severability

If any part of these terms is invalid, the rest remains enforceable.

Entire agreement

These terms represent the complete agreement between you and aluniriofeara.com for use of our site and services.

Applicable law and jurisdiction

These terms are governed by Australian law. Any disputes are subject to Australian courts.

Termination

We may terminate access to services for breach of terms or unlawful use. Users may cancel their subscription at any time.

Changes

We may modify these terms as needed. Continued use of the site means acceptance of changes.

Contact for terms

For questions about these terms, please contact us using the details below.

Contact email: content@aluniriofeara.com

Contact number: +61 3 5084 9467

Contact address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia

Effective date: October 5, 2025

Version: 3.0